Cookie & Data Usage Policy

What Are Cookies and How We Use Them

Cookies are small text files that websites place on your device to remember information about your visit. At polarethivona, we use various types of cookies and similar tracking technologies to provide you with a personalized budget reporting experience. These technologies help us understand how you interact with our platform, remember your preferences, and deliver relevant financial insights tailored to your needs.

When you visit polarethivona.com, our system automatically collects certain information through these technologies. This includes your browsing patterns, the pages you visit most frequently, the features you use, and how long you spend on different sections of our platform. We also track technical information such as your browser type, operating system, and device characteristics to ensure our financial tools work optimally across all platforms.

The data we collect helps us improve our budget reporting tools, develop new features that match your financial planning needs, and ensure our platform remains secure and functional. For instance, cookies allow us to remember your dashboard preferences, save your budget categories, and maintain your login session as you navigate between different sections of our financial platform.

Data Retention and Your Control

We retain cookie data for varying periods depending on their purpose. Session cookies are automatically deleted when you close your browser, while persistent cookies may remain on your device for up to 24 months. Essential cookies for security and functionality are kept for shorter periods, typically 30-90 days, while analytics cookies may persist longer to provide meaningful insights into long-term usage patterns.

You have complete control over your cookie preferences at any time. Using the toggles above, you can enable or disable specific categories of cookies based on your comfort level. Changes take effect immediately, and we'll respect your choices across all future visits to polarethivona. Remember that disabling certain cookies may limit some functionality, particularly around personalized budget reporting and saved preferences.

How Tracking Enhances Your Experience

Our tracking technologies directly improve your financial planning experience on polarethivona. When you regularly access certain budget categories or frequently use specific reporting features, our system learns these patterns and can pre-load relevant data more quickly. This means faster dashboard loading times and more responsive interactions with your financial information.

Analytics help us identify which financial tools are most valuable to our Australian users, allowing us to invest development time in features that matter most. For example, if we notice many users struggling with a particular budget calculation, we can redesign that interface or add helpful explanations. Your usage patterns, when aggregated with others, guide our product development roadmap.

Functional cookies remember your preferred currency format, whether you like detailed or simplified views, and which financial goals you're actively tracking. This means each time you return to polarethivona, your dashboard appears exactly as you configured it, saving time and creating a seamless experience tailored to your specific financial planning approach.

Updates and Changes

This cookie policy was last updated in January 2025 to reflect our latest privacy practices and enhanced user control options. We review and update our tracking practices regularly to ensure they align with evolving privacy standards and regulatory requirements in Australia and internationally.

When we make significant changes to how we use cookies or tracking technologies, we'll notify active users through email and display prominent notices on our platform. Minor updates, such as clarifications or additional cookie categories, will be reflected in this policy with updated revision dates. We encourage you to review this policy periodically to stay informed about how we protect and use your information.